ICICI Bank IFSC & MICR Code Directory

An Indian Financial System Code (IFSC) is an 11-character alphanumeric identifier assigned by the Reserve Bank of India (RBI). Characters 1–4 denote the bank, the 5th character is always 0, and characters 6–11 identify the exact bank branch.

Magnetic Ink Character Recognition (MICR) is a 9-digit code printed at the bottom of bank cheques for high-speed automated clearing: digits 1–3 denote the city PIN prefix, digits 4–6 identify the bank, and digits 7–9 identify the branch.

The branch directory (184,000 active branches across 621 banks) is synchronized directly from the official RBI NEFT/IFSC bank releases (bs_viewcontent.aspx?Id=2009) automatically once every month and enriched with MICR clearing data.

You need the 11-character IFSC code for electronic fund transfers via NEFT, RTGS, and IMPS. You need the 9-digit MICR code for cheque clearing and certain NACH/ECS paper-based financial mandates.