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RBI Verified Banking Directory • Monthly Auto-Sync

IFSC & MICR Code Search — Official RBI Bank Directory

Find official 11-character IFSC codes, 9-digit MICR codes, branch addresses, contact numbers, and NEFT / RTGS / IMPS / UPI availability across India.

Try: SBIN0000001 HDFC0000001 ICIC0000001 SBI All India

184,000 Active Branches

621 RBI Banks

153,306 MICR Records

Nov 12, 2026 Last RBI Sync

Step-by-Step Bank Branch Locator

Filter any Indian bank branch in 4 clicks

1. Bank Name

2. State / UT

3. City / District

4. Branch

Top Indian Banks by Branch Network

State Bank of India 26,539 branches Punjab National Bank 13,190 branches Canara Bank 12,186 branches Union Bank of India 11,254 branches HDFC Bank 10,991 branches Bank of Baroda 10,180 branches ICICI Bank 8,361 branches Bank of India 7,263 branches Axis Bank 7,208 branches Indian Bank 6,055 branches Central Bank of India 4,793 branches Indian Overseas Bank 4,753 branches

All RBI-Registered Banks Directory (A–Z)

Abhinav Sahakari Bank 1 Abhyudaya Cooperative Bank Limited 113 Adilabad District Co-Operative Central Bank 1 Adv. Shamraoji Shinde Satyashodhak Bank 1 Ahmedabad Mercantile Cooperative Bank 39 Ahmednagar Merchants Coop Bank Ltd. 19 Ahmednagar Shahar Sahakari Bank Maryadit 1 Ahmednagar Zpss Bank 14 Airtel Payments Bank Limited 2 Ajantha Urban Co-Operative Bank 1 Ajmer Central Co-Operative Bank 1 Akhand Anand Co-Operative Bank Ltd. 17 Akola Janata Commercial Cooperative Bank 41 Akola Merchant Co-Operative Bank 1 Akola Urban Co-Operative Bank 35 Allahabad Bank 1 Almora Urban Cooperative Bank Limited 73 Almora Zila D Bank 26 Alwar Central Co-Operative Bank 1 Alwaye Urban Co-Operative Bank 1 Amalner Urban Co-Operative Bank 1 Amarnath Co-Operative Bank 1 Ambarnath Jai-Hind Co-Operative Bank 1 Ambarnath Jaihind Coop Bank Ltd. Ambarnath 20 Ambika Mahila Sahakari Bank 1 Amravati District Central Co-Operative Bank 96 Amravati Merchants Co-Operative Bank 5 Andhra Bank 1 Andhra Pradesh Grameena Vikas Bank 1 Andhra Pragathi Grameena Bank 1 Anendeshwari Nagrik Sahakari Bank 1 Angul United Central Co-Operative Bank 1 Apna Sahakari Bank Limited 63 Arunachal Pradesh State Co-Operative Apex Bank 1 Arvind Sahakari Bank 1 Arvind Sahakari Bank Ltd. 12 Ashok Sahakari Bank 1 Aska Co-Operative Central Bank 1 Associate Co-Operative Bank 1 Astha Mahila Nagrik Sahakari Bank Maryadit 2 AU Small Finance Bank Limited 1,956 Aurangabad District Central Co-Operative Bank 1 Australia and New Zealand Banking Group Limited 2 Axis Bank 7,208 Baghat Urban Co-Operative Bank 1 Balangir District Central Co-Operative Bank 1 Balasore Bhadrak Central Co-Operative Bank 1 Banda Urban Co-Operative Bank 1 Bandhan Bank Limited 2,019 Bank of America 5 Bank of Baharain and Kuwait Bsc 5 Bank of Baroda 10,180 Bank of Ceylon 3 Bank of China Limited India Branch 2 Bank of India 7,263 Bank of Maharashtra 2,942 Banki Central Co-Operative Bank 1 Bankura District Central Co-Operative Bank 1 Banswara Central Co-Operative Bank 1 Bapunagar Mahila Co-Operative Bank 1 Baran Kendriya Sahakari Bank Baran 1 Barclays Bank 3 Barmer Central Co-Operative Bank 1 Baroda Traders Co-Operative Bank 1 Bassein Catholic Cooperative Bank Limited 67 Bhabhar Vibhag Nagrik Sahakari Bank 1 Bhadgaon People's Co-Operative Bank 1 Bhadohi Urban Co-Operative Bank Gyanpur 1 Bhagini Nivedita Sahakari Bank Ltd. Pune 2 Bhandara District Central Co-Operative Bank 1 Bharat Cooperative Bank Mumbai Limited 104 Bharati Sahakari Bank 1 Bharatpur Central Co-Operative Bank 1 Bhatpara Naihati Co-Operative Bank 4 Bhavana Rishi Co-Operative Urban Bank 1 Bhavani Sahakari Bank 1 Bhawanipatna Central Co-Operative Bank 1 Bhingar Urban Co-Operative Bank 1 Bhuj Mercentile Co-Operative Bank 1 Bihar State Co-Operative Bank 1 Birbhum District Central Co-Operative Bank 1 BNP Paribas Bank 10 Bombay Mercantile Cooperative Bank Ltd. 53 Botad Peoples Co-Operative Bank 1 Boudh Co-Operative Central Bank 1 Brahmadeodada Mane Sahakari Bank Solapur 23 Bundi Central Co-Operative Bank 1 Business Co-Operative Bank 1 Calicut Co-Operative Urban Bank 1 Canara Bank 12,186 Capital Small Finance Bank Limited 224 Central Bank of India 4,793 Central Co-Operative Bank Bhilwara 1 Central Co-Operative Bank Bikaner 1 Central Co-Operative Bank Tonk 1 Chaitanya Godavari Grameena Bank 1 Chandrapur District Central Co-Operative Bank 94 Chartered Sahakari Bank Niyamitha 1 Chennai Central Co-Operative Bank 1 Chhattisgarh Rajya Gramin Bank 635 Chikhli Urban Co-Operative Bank 32 Chiplun Urban Co-Operative Bank 1 Chittorgarh Kendriya Sahakari Bank 1 Churu Central Co-Operative Bank 1 CITI Bank 22 Citizen Co-Operative Bank 1 Citizen Credit Cooperative Bank Limited 49 Citizens Urban Co-Operative Bank 15 Citizens' Co-Operative Bank Jammu 16 City Union Bank Limited 1,007 Co-Operative Bank of Mehsana 1 Co-Operative Bank of Rajkot 28 Coastal Local Area Bank Ltd. 3 Coimbatore District Central Co-Operative Bank 1 Colour Merchant's Co-Operative Bank 1 Corporation Bank 1 Credit Agricole Corporate and Investment Bank Calyon Bank 6 Credit Suisse Ag 2 CSB Bank Limited 1,032 Ctbc Bank co Ltd. 3 Cuddalore District Central Co-Operative Bank 1 Cuttack Central Co-Operative Bank 1 Daivadnya Sahakara Bank Niyamit 1 Dakshin Dinajpur District Central Co-Operative Bank 1 Darjeeling District Central Co-Operative Bank 15 Darussalam co Operative Urban Bank Ltd. 11 Dausa Kendriya Bank 1 DBS Bank India Limited 512 DCB Bank Limited 485 Deccan Merchants Co-Operative Bank 1 Deendayal Nagari Sahakari Bank 1 Defence Accounts Co-Operative Bank 1 Dehradun District Co-Operative Bank 20 Delhi Nagrik Sehkari Bank 15 Dena Bank 1 Deogiri Nagari Sahakari Bank Ltd. Aurangabad 36 Deposit Insurance and Credit Guarantee Corporation 2 Deutsche Bank 31 Development Bank of Singapore 31 Development Co-Operative Bank Kanpur 1 Dhanalakshmi Bank 310 Dharamvir Sambhaji Urban Co-Operative Bank 11 Dharmapuri District Central Co-Operative Bank 1 Dindigul Central Co-Operative Bank 1 District Central Co-Operative Bank Elluru 1 District Central Co-Operative Bank Khammam 1 District Co-Operative Central Bank 1 District Co-Operative Central Bank Mahabubnagar 1 Dmk Jaoli Bank 28 DOHA Bank Q.p.s.c 5 Dombivli Nagari Sahakari Bank Limited 79 Dr. Ambedkar Nagrik Sahakari Bank Mydt Gwalior 1 Dungarpur Central Co-Operative Bank 1 Durgapur Steel Peoples Co-Operative Bank 7 Ellaquai Dehati Bank 1 Emirates Nbd Bank (p.j.s.c) 4 Equitas Small Finance Bank Limited 1,080 Ernakulam District Co-Operative Bank 1 Erode District Central Co-Operative Bank 1 Esaf Small Finance Bank Limited 837 Export Import Bank of India 2 Faiz Mercantile Co-Operative Bank, Nasik 1 Federal Bank 1,808 Financial Co-Operative Bank 4 Fincare Small Finance Bank 1 FINO Payments Bank 86 First Abu Dhabi Bank Pjsc 2 Firstrand Bank 1 G P Parsik Bank 95 Gandhi Co-Operative Urban Bank 13 Gandhibag Sahakari Bank Nagpur 1 Gandhidham Mercantile Co-Operative Bank 1 Ganganagar Kendriya Sahakari Bank 1 Gauhati Co-Operative Urban Bank 1 General Post Office 1 Goa State Co-Operative Bank 60 Godavari Urban Co-Operative Bank 1 GS Mahanagar Co-Operative Bank Limited, Mumbai 3 Gs Mahanagar Co-Operative Bank Limited,mumbai 71 Guardian Souharda Sahakari Bank Niyamita 17 Halol Mercantile Co-Operative Bank 1 Hanumangarh Kendriya Sahakari Bank 1 Harihareshwar Sahakari Bank 1 Haryana State Cooperative Bank 16 Hassan District Co-Operative Central Bank 1 Hasti Co-Operative Bank 1 Haveli Sahakari Bank 1 Hcbl Co-Operative Bank 1 HDFC Bank 10,991 Himachal Pradesh State Cooperative Bank Ltd. 243 Hindustan Shipyard Staff Co-Operative Bank 1 Hooghly District Central Co-Operative Bank 22 Howrah District Central Co-Operative Bank 14 HSBC Bank 39 Hubli Urban Co-Operative Bank 1 Hutatma Sahakari Bank Ltd. 21 Hyderabad District Co-Operative Bank 1 ICICI Bank 8,361 IDBI Bank 3,700 IDFC First Bank 1,237 Idukki District Co-Operative Bank 1 Imperial Urban Co-Operative Bank 1 Imperial Urban Co-Operative Bank Jalandhar 1 Indapur Urban Co-Operative Bank 1 Independence Co-Operative Bank 1 India Post Payment Bank 4 Indian Bank 6,055 Indian Clearing Corporation 1 Indian Overseas Bank 4,753 Indore Cloth Market Co-Operative Bank 1 Indusind Bank 2,302 Industrial and Commercial Bank of China Limited 2 Industrial Bank of Korea 2 Industrial Co-Operative Bank 1 Irinjalakuda Town Co-Operative Bank 1 Jaihind Urban Co-Operative Bank 1 Jaipur Central Co-Operative Bank 1 Jaisalmer Central Co-Operative Bank 1 Jalgaon Janata Sahakari Bank Limited 45 Jalna Merchants Co-Operative Bank 1 Jalore Central Co-Operative Bank Jalore 1 Jalpaiguri Central Co-Operative Bank 20 Jammu and Kashmir Bank Limited 1,201 Jana Small Finance Bank Ltd. 823 Janakalyan Sahakari Bank Limited 27 Janalaxmi Co-Operative Bank 26 Janaseva Co-Operative Bank (nashik) 1 Janaseva Sahakari Bank (borivli) 1 Janaseva Sahakari Bank Borivli Limited 14 Janaseva Sahakari Bank Limited 30 Janata Sahakari Bank Amravati 1 Janata Sahakari Bank Limited 75 Janatha Seva Cooperative Bank Ltd. 7 Jhalawar Kendriya Bank 1 Jhunjhunu Kenddriya Sahakari Bak 1 Jila Sahakari Kendriya Bank Mydt Mandla 1 Jio Payments Bank Limited 2 Jivan Commercial Co-Operative Bank 1 Jodhpur Central Co-Operative Bank 1 Jogindra Central Co-Operative Bank 1 JP Morgan Bank 5 Jsc Vtb Bank 2 Junagadh Jilla Sahakari Bank 1 Kaira District Central Co-Operative Bank 1 Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited 57 Kalupur Commercial Cooperative Bank 76 Kancheepuram Central Co-Operative Bank 1 Kannur District Co-Operative Bank 1 Kanyakumari District Central Co-Operative Bank 1 Karimnagar District Co-Operative Central Bank 1 Karnataka Bank Limited 1,014 Karnataka Grameena Bank 1,817 Karnataka Vikas Grameena Bank 1 Karnavati Co-Operative Bank 1 Karur Vysya Bank 1,064 Kasaragod District Co-Operative Bank 1 Katihar District Central Co-Operative Bank 1 Kattappana Urban Co-Operative Bank 1 Kavita Urban Co-Operative Bank 1 Keb Hana Bank 6 Keonjhar Central Co-Operative Bank 1 Kerala Gramin Bank 653 Kerala State Co-Operative Bank 1 Khalilabad Nagar D Bank 1 Khattri Co-Operative Urban Bank 1 Khurda Central Co-Operative Bank 1 Kodoli Urban Co-Operative Bank Kodoli 1 Kolkata Police Co-Operative Bank 4 Kollam District Co-Operative Bank 1 Konark Urban Co-Operative Bank 1 Kookmin Bank 4 Kopargaon Peoples Co-Operative Bank 1 Koraput Central Co-Operative Bank 1 Kota Central Co-Operative Bank Kota 1 Kota Mahila Nagrik Sahakari Bank 1 Kotak Mahindra Bank Limited 2,575 Kottayam District Co-Operative Bank 1 Kozhikode District Co-Operative Bank 1 Kumbakonam Central Co-Operative Bank 1 Kumbhi Kasari Bank Kuditre 1 Kutch Co-Operative Bank 1 Lakhimpur Urban Co-Operative Bank 1 Lalbaug Co-Operative Bank 1 Laxmi Mahila Nagrik Sahakari Bank Maryadit 1 Laxmi Vilas Bank 1 Lokvikas Nagari Sahakari Bank Aurangabad 14 Lucknow Urban Co-Operative Bank 1 Madhyanchal Gramin Bank 1 Madurai District Central Co-Operative Bank 1 Mahabhairab Co-Operative Urban Bank 1 Mahanagar Nagrik Sahakari Bank Maryadit 1 Maharashtra Gramin Bank 778 Maharashtra State Cooperative Bank 69 Mahesh Sahakari Bank Ltd. Pune 18 Mahesh Sahakari Bank Pune 1 Mahudha Nagarik Sahakari Bank 1 Makarpura Industrial Estate Co-Operative Bank 1 Malda District Central Co-Operative Bank 1 Mamasaheb Pawar Satyavijay Co-Operative Bank 13 Manipur State Co-Operative Bank 1 Manipur Womens Co-Operative Bank 1 Mann Deshi Mahila Sahakari Bank 1 Mansa Nagarik Sahakari Bank 1 Mashreqbank Psc 2 Mayurbhanj Central Co-Operative Bank 1 Meghalaya Co-Operative Apex Bank 51 Mizoram Co-Operative Apex Bank 24 Mizoram Urban Co-Operative Development Bank 1 Mizuho Bank Ltd. 7 Model Cooperative Bank Ltd. 28 Mogaveera Co-Operative Bank 1 MUFG Bank, Ltd. 6 Mugberia Central Co-Operative Bank 12 Murshidabad District Central Co-Operative Bank 25 Nadia District Central Co-Operative Bank 23 Nagar Sahakari Bank 14 Nagar Sahakari Bank Gorakhpur 1 Nagar Vikas Sahakari Bank 1 Nagaur Central Co-Operative Bank 1 Nagpur Nagarik Sahakari Bank Limited 54 Nagrik Sahakari Bank Indore 1 Nainital District Co-Operative Bank 1 Nakodar Hindu Urban Co-Operative Bank 1 Nalgonda Dist. Co-Operative Central Bank 1 Nashik District Girna Sahakari Bank 1 Nashik District Industrial & Mercantile Co-Operative Bank 1 Nashik Zila Mahila Vikas Sahakari Bank 1 Nasik Road Deolali Vyapari Sahakari Bank 32 National Bank for Agriculture and Rural Development 2 National Co-Operative Bank Bangalore 1 National Urban Co-Operative Bank, Pratapgarh 1 National Urban Co-Operative Bank,bahraich 1 Nav Jeevan co Op Bank Ltd. 11 Nav Jeevan Co-Operative Bank 1 Nawada Central Co-Operative Bank 1 Nayagarh District Central Co-Operative Bank 1 New India Co-Operative Bank 1 Nilambur Co-Operative Urban Bank 1 Nilgiris District Central Co-Operative Bank 1 NKGSB Cooperative Bank Limited 114 Noble Co-Operative Bank 1 Nonghyup Bank 2 NSDL Payments Bank Limited 4 Nse Clearing Limited 1 Nutan Nagari Sahakari Bank Ichalkaranji 1 Nutan Nagarik Sahakari Bank Limited 27 Odisha State Co-Operative Bank 17 Omkar Nagreeya Sahakari Bank 1 Oriental Bank of Commerce 1 Osmanabad District Central Co-Operative Bank 1 Pali Central Co-Operative Bank 1 Panchkula Urban Co-Operative Bank Lmited 1 Panchsheel Mercantile Co-Operative Bank 1 Pandharpur Urban Co-Operative Bank 31 Panipat Urban Co-Operative Bank 20 Paraspar Sahayak Co-Operative Bank 1 Parbhani District Central Co-Operative Bank 1 Parwanoo Urban Co-Operative Bank 1 Paschim Banga Gramin Bank 1 Pathanmthitta District Co-Operative Bank 1 Pavana Sahakari Bank 1 Pavana Sahakari Bank Ltd. 25 Pay Point India Network Private Limited 2 Paytm Payments Bank 1 People's Urban Co-Operative Bank 1 Peoples' Co-Operative Bank 1 Phonepe Limited 2 Pochampally Co-Operative Urban Bank 1 Pondicherry State Co-Operative Bank 1 Pragathi Krishna Gramin Bank 1 Pragati Mahila Nagrik Sahakari Bank Bhilai 1 Pragati Sahakari Bank 1 Prathama UP Gramin Bank 1 Prime Cooperative Bank Limited 50 Progressive Co-Operative Bank 1 Pt Bank Maybank Indonesia Tbk 2 Pudukottai District Central Co-Operative Bank 1 Punjab and Sind Bank 1,851 Punjab National Bank 13,190 Punjab State Co-Operative Bank 21 Puri Urban Co-Operative Bank 1 Purnea District Central Co-Operative Bank 1 Purulia Central Co-Operative Bank 1 Purvanchal Co-Operative Bank Gazipur 1 Purvanchal Gramin Bank 1 Pusad Urban Co-Operative Bank 1 Qatar National Bank 1 Qatar National Bank Saq 2 Rabobank International 2 Raiganj Central Co-Operative Bank 1 Railway Employees Co-Operative Banking Society 1 Rajarambapu Sahakari Bank Limited 51 Rajarambapu Sahakari Bank Peth 1 Rajarshi Shahu Sahakari Bank Ltd. Pune 20 Rajasthan Gramin Bank 1,653 Rajasthan Marudhara Gramin Bank 2 Rajasthan State Co-Operative Bank 473 Rajgurunagar Sahakari Bank Limited 22 Rajkot Nagrik Sahakari Bank Limited 2 Rajlaxmi Urban Co-Operative Bank 1 Rajnandgaon District Central Co-Operative Bank Ltd. 47 Rajsamand Urban Co-Operative Bank 1 Ramanathapuram District Central Co-Operative Bank 1 Ramgarhia Co-Operative Bank 1 Ramrajya Sahakari Bank 1 Ravi Commercial Urban Co-Operative Bank 1 RBL Bank Limited 701 Reserve Bank of India 92 Royal Bank of Scotland N.v. 5 Sahebrao Deshmukh Co-Operative Bank 1 Sahyadri Sahakari Bank 1 Salal Sarvodaya Nagarik Sahakari Bank 1 Salem District Central Co-Operative Bank 1 Samarth Sahakari Bank 1 Samarth Sahakari Bank Ltd. 2 Sambalpur District Co-Operative Central Bank 1 Sampada Sahakari Bank 1 Sanghamitra Co-Operative Urban Bank 1 Sangli Sahakari Bank 1 Sanmati Sahakari Bank 1 Sanmitra Urban Co-Operative Bank 1 Sant Sopankaka Sahakari Bank Ltd. 3 Saptagiri Grameena Bank 1 Saraspur Nagarik Co-Operative Bank 1 Saraspur Nagrik co Operative Bank Ltd. Saraspur 15 Saraswat Cooperative Bank Limited 484 Sarjeraodada Naik Shirala Sahakari Bank 1 Sarvodaya Co-Operative Bank Mumbai 1 Sarvodaya Sahakari Bank 1 Satara District Central Co-Operative Bank 323 Satara Sahakari Bank Ltd. 20 Saurashtra Gramin Bank 1 Sawai Madhopur Kendriya Sahakari Bank 1 Sber Bank 3 SBM Bank India Limited 4 Secunderabad Co-Operative Urban Bank 1 Shahada Peoples Co-Operative Bank 12 Shankar Nagari Sahakari Bank 1 Shikshak Sahakari Bank 2 Shimla Urban Co-Operative Bank 1 Shinhan Bank 8 Shivalik Small Finance Bank Limited 50 Shree Botad Mercantile Co-Operative Bank 1 Shree Kadi Nagarik Sahakari Bank 18 Shree Kadi Nagarik Sahakari Bank Limited 19 Shree Mahalaxmi Mercantile Co-Operative Bank 1 Shree Mahalaxmi Urban Co-Operative Credit Bank 1 Shree Mahesh Co-Operative Bank Nashik 1 Shree Sharada Sahakari Bank 1 Shree Vardhaman Sahakari Bank 1 Shri Adinath Co-Operative Bank 2 Shri Chhatrapati Rajashri Shahu Urban Cooperative Bank Limited 50 Shri Ganesh Sahakari Bank 1 Shri Kanyaka Nagari Sahakari Bank 15 Shri Veershaiv co Op Bank Ltd. 33 Shri Veershaiv Co-Operative Bank 1 Shri Vinayak Sahakari Bank 1 Shrikrishna Co-Operative Bank 1 Shrimant Malojiraje Sahakari Bank 1 Shubhalakshmi Mahila Co-Operative Bank 1 Shushruti Souharda Sahakara Bank Niyamita 1 Siddhi Co-Operative Bank 1 Sihor Mercantile Co-Operative Bank 1 Sikar Kendriya Sahakari Bank 1 Sind Co-Operative Urban Bank 1 Sindhudurg District Central Co-Operative Bank 100 Sir M Visvesvaraya co Operative Bank Ltd. 12 Sircilla Co-Operative Urban Bank 1 Sirohi Central Co-Operative Bank 1 Sivagangai District Central Co-Operative Bank 1 Slice Small Finance Bank Limited 244 Smriti Nagrik Sahakari Bank 1 Smriti Nagrik Sahakari Bank Maryadit 15 Societe Generale 3 Solapur District Central Co-Operative Bank 1 Solapur Janata Sahakari Bank Limited 43 South Indian Bank 999 Sree Charan Souhardha co Operative Bank Ltd. 13 Sree Narayana Guru Co-Operative Bank 1 Sri Kannikaparameswari Co-Operative Bank 1 Standard Chartered Bank 108 State Bank of India 26,539 Suco Souharda Sahakari Bank Ltd. 31 Sumerpur Mercantile Urban Co-Operative Bank 1 Sumitomo Mitsui Banking Corporation 5 Sundargarh District Central Co-Operative Bank 1 Sundarlal Sawaji Urban Co-Operative Bank 1 Surat District Co-Operative Bank 119 Surat Mercantile Co-Operative Bank 13 Surat National Co-Operative Bank 19 Surat People's Co-Operative Bank 37 Suryoday Small Finance Bank Limited 73 Sutex Cooperative Bank Limited 22 SVC Co-Operative Bank 515 Syndicate Bank 1 Tamil Nadu Grama Bank 717 Tamilnad Mercantile Bank Limited 647 Tamilnadu Industrial Co-Operative Bank 1 Tamilnadu State Apex Co-Operative Bank 5 Tamluk-Ghatal Central Co-Operative Bank 27 Telangana Grameena Bank 968 Telangana State Co-Operative Apex Bank 473 Textile Co-Operative Bank of Surat 1 Textile Traders Co-Operative Bank Limited 5 Thane Bharat Sahakari Bank 33 Thane District Central Co-Operative Bank 120 Thanjavur Central Co-Operative Bank 1 The a.p. Mahesh Cooperative Urban Bank Limited 46 The Adarsh Cooperative Urban Bank Limited 49 The Ahmednagar District Central Co-Operative Bank Ltd. 289 The Ajara Urban co Op Bank Ltd. Ajara 37 The Akola Urban Cooperative Bank Limited 38 The Akola-Washim District Central Cooperative Bank Ltd. Akola 113 The Andhra Pradesh State Cooperative Bank Limited 484 The Banaskantha Mercantile Cooperative Bank Ltd. 10 The Bank of Nova Scotia 2 The Baramati Sahakari Bank Ltd. 40 The Burdwan Central Cooperative Bank Ltd. 47 The Clearing Corporation of India Limited 2 The Cooperative Bank of Rajkot Limited 29 The Cosmos co Operative Bank Limited 198 The Delhi State Cooperative Bank Limited 52 The Gadchiroli District Central Cooperative Bank Limited 2 The Gayatri Co-Operative Urban Bank Limited 87 The Greater Bombay Cooperative Bank Limited 24 The Gujarat State Cooperative Bank Limited 1,759 The Hasti Coop Bank Ltd. 24 The Jalgaon Peopels Cooperative Bank Limited 45 The Kalyan Janata Sahakari Bank Ltd. 41 The Kangra Central Cooperative Bank Limited 219 The Kangra Cooperative Bank Limited 13 The Karad Urban Cooperative Bank Limited 84 The Karanataka State Cooperative Apex Bank Limited 100 The Kerala State co Operative Bank Ltd. 771 The Kolhapur Urban Co-Op Bank Ltd. 21 The Kukarwada Nagrik Sahakari Bank Ltd. 13 The Kurmanchal Nagar Sahakari Bank Limited 53 The Latur Urban Co-Operative Bank Ltd. 25 The Malad Sahakari Bank Ltd. 10 The Meghalaya Co-Operative Apex Bank Ltd. 55 The Mehsana Urban Cooperative Bank 59 The Mumbai District Central Cooperative Bank Limited 75 The Municipal Cooperative Bank Limited 24 The Muslim Co-Operative Bank Ltd. Pune 30 The Nainital Bank Limited 185 The Nasik Merchants Cooperative Bank Limited 81 The Navnirman Cooperative Bank Limited 16 The Nawanagar Cooperative Bank Ltd. 12 The Nilambur co Operative Urban Bank Ltd. Nilambur 29 The Vijay Co-Operative Bank Limited 21 Thiruvananthapuram District Co-Operative Bank 1 Thiruvannamalai District Central Co-Operative Bank 1 Thoothukudi District Central Co-Operative Bank 1 Thrissur District Co-Operative Bank 1 Tiruchirapalli Dist. Cent Co-Operative Bank 1 Tirunelveli District Central Co-Operative Bank 1 TJSB Sahakari Bank 181 Transport Co-Operative Bank 1 Tumkur Grain Merchant's Co-Operative Bank 33 Tura Urban Co-Operative Bank 1 UCO Bank 3,443 Udaipur Central Co-Operative Bank 1 Udaipur Mahila Samridhi Urban Co-Operative Bank 1 Udaipur Urban Co-Operative Bank 15 Ujjivan Small Finance Bank 832 Uma Co-Operative Bank 1 Umiya Urban Co-Operative Bank 1 Union Bank of India 11,254 United Bank of India 1 United Mercantile Co-Operative Bank 17 United Overseas Bank 2 United Puri Nimapara Central Bank 1 Unity Small Finance Bank Limited 350 Urban Co-Operative Bank Bareilly 1 Urban Co-Operative Bank Dehradun 1 Urban Co-Operative Bank Perinthalmanna 26 Urban Co-Operative Bank Rourkela 1 Utkal Grameen Bank 1 Utkarsh Small Finance Bank 1,118 Uttar Bihar Gramin Bank 1 Uttar Pradesh Co-Operative Bank 93 Uttarakhand State Cooperative Bank Limited 17 Uttarbanga Kshetriya Gramin Bank 1 Uttarkashi Zila Sahakari Bank 16 Vaijapur Merchants Co-Operative Bank 1 Vaish Co-Operative Adarsh Bank 11 Vaish Co-Operative New Bank 12 Vaishali Shahari Vikas Co-Operative Bank 1 Varachha Co-Operative Bank 32 Vasai Janata Sahakari Bank 15 Vasai Vikas Sahakari Bank 23 Vellore District Central Co-Operative Bank 1 Vidarbha Merchants Urban Co-Operative Bank 1 Vidharbha Kokan Gramin Bank 1 Vidya Sahakari Bank 1 Vidyasagar Central Co-Operative Bank 1 Vijaya Bank 1 Vikas Sahakari Bank Solapur 1 Vikramaditya Nagrik Sahakari Bank 1 Villupuram District Central Co-Operative Bank 1 Virudhunagar District Central Co-Operative Bank 1 Vishweshwar Sahakari Bank 32 Vyaparik Audhyogik Sahakari Bank 1 Vyavsayak Sahakari Bank 1 Wai Urban Co-Operative Bank 1 Wana Nagirik Sahakari Bank 1 Warangal District Co-Operative Central Bank 1 Warangal Urban Co-Operative Bank 1 Wardha Nagri Bank 14 Wayanad District Co-Operative Bank 1 West Bengal State Co-Operative Bank 170 Women's Co-Operative Bank 1 Woori Bank 7 Yadagiri Lakshmi Narsimha Swamy Co-Operative Urban Bank 1 Yashwant Co-Operative Bank 1 Yavatmal District Central Co-Operative Bank 1 Yavatmal Mahila Sahakari Bank 1 YES Bank 2,410 Zila Sahakari Bank Ghaziabad 36 Zila Sahakari Bank Lucknow 24 Zoroastrian Co-Operative Bank 21

Complete Guide: IFSC vs MICR & Digital Payment Rails

IFSC Code (11 Characters)

Assigned by RBI to identify every NEFT/RTGS participating branch in India. Example: SBIN0000001 — SBIN = State Bank of India, 0 = control digit, 000001 = Kolkata Main Branch.

MICR Code (9 Digits)

Printed in magnetic ink at the bottom of cheques next to the cheque number. Digits 1–3 show the city, digits 4–6 show the bank, and digits 7–9 identify the clearing branch.

NEFT vs RTGS vs IMPS

NEFT operates 24x7 in half-hourly batches with no minimum limit. RTGS handles high-value transfers of Rs 2 lakh and above in real time. IMPS delivers instant 24x7 interbank transfers up to Rs 5 lakh.

Frequently Asked Questions

What is an IFSC Code and how do I read its 11 characters?

An Indian Financial System Code (IFSC) is an 11-character alphanumeric identifier assigned by the Reserve Bank of India (RBI). Characters 1–4 denote the bank, the 5th character is always 0, and characters 6–11 identify the exact bank branch.

What is a 9-digit MICR Code on an Indian bank cheque?

Magnetic Ink Character Recognition (MICR) is a 9-digit code printed at the bottom of bank cheques for high-speed automated clearing: digits 1–3 denote the city PIN prefix, digits 4–6 identify the bank, and digits 7–9 identify the branch.

Where is this IFSC directory data sourced from and how often is it updated?

The branch directory (184,000 active branches across 621 banks) is synchronized directly from the official RBI NEFT/IFSC bank releases (bs_viewcontent.aspx?Id=2009) automatically once every month and enriched with MICR clearing data.

When do I need IFSC vs MICR code?

You need the 11-character IFSC code for electronic fund transfers via NEFT, RTGS, and IMPS. You need the 9-digit MICR code for cheque clearing and certain NACH/ECS paper-based financial mandates.