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Indian Overseas Bank IFSC & MICR Code Directory

Find RBI-verified Indian Overseas Bank IFSC codes, 9-digit MICR codes, and branch addresses across 34 states and 4,753 branches in India.

Select State / UT for Indian Overseas Bank

Featured Indian Overseas Bank Branches

Bank & Branch IFSC Code MICR Code City / State Address
A K Kuchipalayam
Indian Overseas Bank
— Villupuram, Tamil Nadu 5 168 MURUGAN KOIL STREET A K KUCHIPALAYAM C KALLIPATTU PO VILLUPURAM 605 105
Abbot Sishu Hall
Indian Overseas Bank
700020066 Hugli, West Bengal IMAM BAZAR ROAD,CHINSURAH P.O.,CHINSURAH,PIN 712103
Abhiramam
Indian Overseas Bank
623020103 Abhiramam, Tamil Nadu 77 MUSLIM BAZAAR ROAD ABHIRAMAM PIN 623601
Abhishekapuram
Indian Overseas Bank
620020004 Tiruchirappalli, Tamil Nadu MAIN RD,ABHISHEKAPURAM,TIRUCHIRAPALLI
Abids
Indian Overseas Bank
500020022 Hyderabad, Andhra Pradesh 5 9 304A,1ST FLOOR,ALL SAINTS HIGH SCHOOL,HOLY FAMILY DISPENSARY,GUN FOUNDRY,HYDERABAD
Abohar
Indian Overseas Bank
152020302 Abohar, Punjab BHAGAT SINGH CHOWK,CIRCULAR ROAD,ABOHAR,PIN 152116
Abu Road
Indian Overseas Bank
307020002 Abu Road, Rajasthan WARD NO 3 MOUNT RAOD,ABU ROAD, 307026
Achanpudur
Indian Overseas Bank
— Shencottah, Tamil Nadu 436/14,MAIN ROAD,ACHANPUDUR,SHENCOTTAH TK,TIRUNELVELI DIST - 627801
Acharapakkam
Indian Overseas Bank
600020165 Acharapakkam, Tamil Nadu 24 NADAR COMPOUND,I FLOO OLD NO 84,G S T ROAD ACHARAPAKKAM MADURANTAKAM TK PIN 603301
Achnera
Indian Overseas Bank
282020009 Achnera, Uttar Pradesh 2414 AGARWAL BUILDING ACHNERA AGRA DIST 283101
Adajan
Indian Overseas Bank
395020005 Surat, Gujarat C WING,PRIME ARCADE,MEZANINE FLOOR,ANAND MAHAL RD,ADAJAN SURAT
Adambakkam
Indian Overseas Bank
600020051 Chennai, Tamil Nadu 19, GROUND FLOOR, KARUNEEGAR STREET, ADAMBAKKAM, CHENNAI - 600088
Adampur
Indian Overseas Bank
— Nalanda, Bihar SRI RAJENDRA PRASAD BHARTI,VILLAGE ADAMPUR,PS GIRIYAK,DIST NALANDA
Adampur Doaba
Indian Overseas Bank
144020812 Adampur, Punjab PUNJAB KHADI MANDAL BU ADAMPUR DOABA PIN 144102
Adarsh Nagar
Indian Overseas Bank
500020017 Hyderabad, Andhra Pradesh 5 9 305A,PAIGA PLAZA BLDG,BASHEER BAGH,HYD
Adarsh Tehri Nagar
Indian Overseas Bank
249020009 Tehri, Uttarakhand VILLAGE ADARSH TEHRI NAGAR, NEAR PATHARI POLICE STATION, P.O-AMBUWALA , PIN 249405
Adipur
Indian Overseas Bank
— Gandhidham, Gujarat GF, SARASWATI AVENUE -1, PLOT NO. 437-438, WARD NO. 3 A VANDANA CIRCLE, RAMBAUG MAIN ROAD, ADIPUR, GANDHIDHAM, DISTRICT KACHCHH 370205
Adityapur
Indian Overseas Bank
— Adityapur, Jharkhand DEEP COMPLEX 1225 TATA KANDRA MAIN ROAD NEAR NAC OFFICE, ADITYAPUR
Adiyakkamangalam
Indian Overseas Bank
610020004 Adiyakkamangalam, Tamil Nadu EAST CHETTY STREET ,ADIYAKKAMANGALAM,NAGAPATTINAM ,ADIYAKKAMANGALAM ,PIN 611101
Adoni
Indian Overseas Bank
— Adoni, Andhra Pradesh OPP.ARTS AND SCIENCE COLLEGE,1BY677 7,YEMMIGANUR ROAD,ADONI 518301

Frequently Asked Questions

What is an IFSC Code and how do I read its 11 characters?

An Indian Financial System Code (IFSC) is an 11-character alphanumeric identifier assigned by the Reserve Bank of India (RBI). Characters 1–4 denote the bank, the 5th character is always 0, and characters 6–11 identify the exact bank branch.

What is a 9-digit MICR Code on an Indian bank cheque?

Magnetic Ink Character Recognition (MICR) is a 9-digit code printed at the bottom of bank cheques for high-speed automated clearing: digits 1–3 denote the city PIN prefix, digits 4–6 identify the bank, and digits 7–9 identify the branch.

Where is this IFSC directory data sourced from and how often is it updated?

The branch directory (184,000 active branches across 621 banks) is synchronized directly from the official RBI NEFT/IFSC bank releases (bs_viewcontent.aspx?Id=2009) automatically once every month and enriched with MICR clearing data.

When do I need IFSC vs MICR code?

You need the 11-character IFSC code for electronic fund transfers via NEFT, RTGS, and IMPS. You need the 9-digit MICR code for cheque clearing and certain NACH/ECS paper-based financial mandates.