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Bank IFSC & MICR Codes in Gujarat

Browse RBI-verified IFSC and MICR codes for all 91 banks operating across districts and cities in Gujarat.

Banks Operating in Gujarat (91 Banks)

Bank of Baroda 1,803 branches The Gujarat State Cooperative Bank Limited 1,757 branches State Bank of India 1,503 branches HDFC Bank 802 branches ICICI Bank 656 branches Axis Bank 548 branches Union Bank of India 490 branches Bank of India 439 branches Punjab National Bank 418 branches Canara Bank 320 branches Central Bank of India 319 branches Kotak Mahindra Bank Limited 274 branches AU Small Finance Bank Limited 209 branches Indusind Bank 189 branches YES Bank 183 branches IDBI Bank 180 branches Indian Bank 152 branches Indian Overseas Bank 148 branches UCO Bank 136 branches Bank of Maharashtra 126 branches Surat District Co-Operative Bank 118 branches IDFC First Bank 116 branches Bandhan Bank Limited 111 branches Federal Bank 81 branches Kalupur Commercial Cooperative Bank 75 branches Equitas Small Finance Bank Limited 64 branches Jana Small Finance Bank Ltd. 64 branches Ujjivan Small Finance Bank 60 branches The Mehsana Urban Cooperative Bank 57 branches RBL Bank Limited 56 branches Prime Cooperative Bank Limited 50 branches Punjab and Sind Bank 47 branches The Cosmos co Operative Bank Limited 39 branches Ahmedabad Mercantile Cooperative Bank 37 branches City Union Bank Limited 36 branches DCB Bank Limited 36 branches Surat People's Co-Operative Bank 35 branches Varachha Co-Operative Bank 31 branches The Cooperative Bank of Rajkot Limited 29 branches Co-Operative Bank of Rajkot 26 branches Nutan Nagarik Sahakari Bank Limited 26 branches Tamilnad Mercantile Bank Limited 26 branches CSB Bank Limited 25 branches South Indian Bank 24 branches Karur Vysya Bank 22 branches Sutex Cooperative Bank Limited 20 branches The Vijay Co-Operative Bank Limited 20 branches Utkarsh Small Finance Bank 20 branches Shree Kadi Nagarik Sahakari Bank Limited 19 branches Surat National Co-Operative Bank 18 branches Akhand Anand Co-Operative Bank Ltd. 17 branches Karnataka Bank Limited 17 branches Shree Kadi Nagarik Sahakari Bank 17 branches Unity Small Finance Bank Limited 17 branches Saraswat Cooperative Bank Limited 16 branches The Navnirman Cooperative Bank Limited 16 branches Saraspur Nagrik co Operative Bank Ltd. Saraspur 15 branches DBS Bank India Limited 14 branches The Kukarwada Nagrik Sahakari Bank Ltd. 13 branches Surat Mercantile Co-Operative Bank 12 branches The Nawanagar Cooperative Bank Ltd. 12 branches Esaf Small Finance Bank Limited 11 branches TJSB Sahakari Bank 11 branches The Banaskantha Mercantile Cooperative Bank Ltd. 10 branches SVC Co-Operative Bank 8 branches Abhyudaya Cooperative Bank Limited 6 branches Bombay Mercantile Cooperative Bank Ltd. 6 branches Zoroastrian Co-Operative Bank 6 branches Bharat Cooperative Bank Mumbai Limited 5 branches Dhanalakshmi Bank 5 branches NKGSB Cooperative Bank Limited 5 branches Textile Traders Co-Operative Bank Limited 5 branches Jammu and Kashmir Bank Limited 4 branches Standard Chartered Bank 4 branches Deutsche Bank 3 branches Financial Co-Operative Bank 3 branches HSBC Bank 3 branches CITI Bank 2 branches Rajkot Nagrik Sahakari Bank Limited 2 branches Reserve Bank of India 2 branches Suryoday Small Finance Bank Limited 2 branches Development Bank of Singapore 1 branches FINO Payments Bank 1 branches Janata Sahakari Bank Limited 1 branches Mizuho Bank Ltd. 1 branches Shinhan Bank 1 branches Shivalik Small Finance Bank Limited 1 branches Shri Adinath Co-Operative Bank 1 branches The Kalyan Janata Sahakari Bank Ltd. 1 branches The Nasik Merchants Cooperative Bank Limited 1 branches Woori Bank 1 branches

Frequently Asked Questions

What is an IFSC Code and how do I read its 11 characters?

An Indian Financial System Code (IFSC) is an 11-character alphanumeric identifier assigned by the Reserve Bank of India (RBI). Characters 1–4 denote the bank, the 5th character is always 0, and characters 6–11 identify the exact bank branch.

What is a 9-digit MICR Code on an Indian bank cheque?

Magnetic Ink Character Recognition (MICR) is a 9-digit code printed at the bottom of bank cheques for high-speed automated clearing: digits 1–3 denote the city PIN prefix, digits 4–6 identify the bank, and digits 7–9 identify the branch.

Where is this IFSC directory data sourced from and how often is it updated?

The branch directory (184,000 active branches across 621 banks) is synchronized directly from the official RBI NEFT/IFSC bank releases (bs_viewcontent.aspx?Id=2009) automatically once every month and enriched with MICR clearing data.

When do I need IFSC vs MICR code?

You need the 11-character IFSC code for electronic fund transfers via NEFT, RTGS, and IMPS. You need the 9-digit MICR code for cheque clearing and certain NACH/ECS paper-based financial mandates.