Bank IFSC & MICR Codes in Karnataka

Browse RBI-verified IFSC and MICR codes for all 79 banks operating across districts and cities in Karnataka.

Try: SBIN0000001 HDFC0000001 ICIC0000001 SBI All India

Banks Operating in Karnataka (79 Banks)

Canara Bank 2,149 branches Karnataka Grameena Bank 1,817 branches State Bank of India 1,797 branches Union Bank of India 834 branches Bank of Baroda 815 branches Karnataka Bank Limited 653 branches HDFC Bank 608 branches ICICI Bank 586 branches Axis Bank 554 branches IDBI Bank 269 branches Punjab National Bank 268 branches Indian Overseas Bank 240 branches Kotak Mahindra Bank Limited 238 branches Indusind Bank 219 branches Indian Bank 171 branches Bank of India 163 branches Federal Bank 142 branches Equitas Small Finance Bank Limited 134 branches IDFC First Bank 133 branches AU Small Finance Bank Limited 130 branches YES Bank 124 branches Bank of Maharashtra 111 branches Central Bank of India 109 branches The Karanataka State Cooperative Apex Bank Limited 100 branches Ujjivan Small Finance Bank 99 branches Jana Small Finance Bank Ltd. 78 branches UCO Bank 74 branches Karur Vysya Bank 69 branches SVC Co-Operative Bank 68 branches Bandhan Bank Limited 66 branches City Union Bank Limited 66 branches RBL Bank Limited 65 branches South Indian Bank 63 branches CSB Bank Limited 62 branches DBS Bank India Limited 49 branches Esaf Small Finance Bank Limited 40 branches Tumkur Grain Merchant's Co-Operative Bank 32 branches Saraswat Cooperative Bank Limited 31 branches Suco Souharda Sahakari Bank Ltd. 31 branches DCB Bank Limited 27 branches Tamilnad Mercantile Bank Limited 25 branches Punjab and Sind Bank 22 branches Unity Small Finance Bank Limited 22 branches Bharat Cooperative Bank Mumbai Limited 20 branches The Cosmos co Operative Bank Limited 17 branches Guardian Souharda Sahakari Bank Niyamita 16 branches Jammu and Kashmir Bank Limited 15 branches NKGSB Cooperative Bank Limited 14 branches Dhanalakshmi Bank 13 branches Sree Charan Souhardha co Operative Bank Ltd. 13 branches Sir M Visvesvaraya co Operative Bank Ltd. 12 branches Utkarsh Small Finance Bank 10 branches Kallappanna Awade Ichalkaranji Janata Sahakari Bank Limited 9 branches Janatha Seva Cooperative Bank Ltd. 7 branches TJSB Sahakari Bank 7 branches Standard Chartered Bank 6 branches Abhyudaya Cooperative Bank Limited 5 branches Reserve Bank of India 4 branches Shri Veershaiv co Op Bank Ltd. 4 branches The Ajara Urban co Op Bank Ltd. Ajara 4 branches Development Bank of Singapore 3 branches BNP Paribas Bank 2 branches Deutsche Bank 2 branches G P Parsik Bank 2 branches HSBC Bank 2 branches Phonepe Limited 2 branches Vishweshwar Sahakari Bank 2 branches Bank of America 1 branches CITI Bank 1 branches Credit Agricole Corporate and Investment Bank Calyon Bank 1 branches FINO Payments Bank 1 branches JP Morgan Bank 1 branches Keb Hana Bank 1 branches Mizuho Bank Ltd. 1 branches MUFG Bank, Ltd. 1 branches Shivalik Small Finance Bank Limited 1 branches Slice Small Finance Bank Limited 1 branches Solapur Janata Sahakari Bank Limited 1 branches Sumitomo Mitsui Banking Corporation 1 branches

Frequently Asked Questions

What is an IFSC Code and how do I read its 11 characters?

An Indian Financial System Code (IFSC) is an 11-character alphanumeric identifier assigned by the Reserve Bank of India (RBI). Characters 1–4 denote the bank, the 5th character is always 0, and characters 6–11 identify the exact bank branch.

What is a 9-digit MICR Code on an Indian bank cheque?

Magnetic Ink Character Recognition (MICR) is a 9-digit code printed at the bottom of bank cheques for high-speed automated clearing: digits 1–3 denote the city PIN prefix, digits 4–6 identify the bank, and digits 7–9 identify the branch.

Where is this IFSC directory data sourced from and how often is it updated?

The branch directory (184,000 active branches across 621 banks) is synchronized directly from the official RBI NEFT/IFSC bank releases (bs_viewcontent.aspx?Id=2009) automatically once every month and enriched with MICR clearing data.

When do I need IFSC vs MICR code?

You need the 11-character IFSC code for electronic fund transfers via NEFT, RTGS, and IMPS. You need the 9-digit MICR code for cheque clearing and certain NACH/ECS paper-based financial mandates.