Bank IFSC & MICR Codes in Kerala

Browse RBI-verified IFSC and MICR codes for all 51 banks operating across districts and cities in Kerala.

Try: SBIN0000001 HDFC0000001 ICIC0000001 SBI All India

Banks Operating in Kerala (51 Banks)

State Bank of India 1,379 branches Canara Bank 836 branches The Kerala State co Operative Bank Ltd. 771 branches Federal Bank 695 branches Kerala Gramin Bank 652 branches South Indian Bank 528 branches Union Bank of India 435 branches HDFC Bank 423 branches CSB Bank Limited 367 branches Esaf Small Finance Bank Limited 338 branches Bank of Baroda 301 branches IDBI Bank 263 branches ICICI Bank 252 branches Punjab National Bank 244 branches Indian Overseas Bank 195 branches Axis Bank 178 branches Indian Bank 178 branches Dhanalakshmi Bank 174 branches Central Bank of India 128 branches Bank of India 126 branches Indusind Bank 94 branches Bank of Maharashtra 67 branches UCO Bank 67 branches Kotak Mahindra Bank Limited 66 branches The Nilambur co Operative Urban Bank Ltd. Nilambur 29 branches RBL Bank Limited 27 branches Bandhan Bank Limited 26 branches Tamilnad Mercantile Bank Limited 26 branches Urban Co-Operative Bank Perinthalmanna 26 branches YES Bank 26 branches Karur Vysya Bank 22 branches City Union Bank Limited 21 branches Karnataka Bank Limited 21 branches Ujjivan Small Finance Bank 20 branches IDFC First Bank 16 branches AU Small Finance Bank Limited 12 branches Utkarsh Small Finance Bank 11 branches DBS Bank India Limited 10 branches Unity Small Finance Bank Limited 8 branches Equitas Small Finance Bank Limited 7 branches Punjab and Sind Bank 7 branches DCB Bank Limited 5 branches Reserve Bank of India 3 branches Standard Chartered Bank 3 branches Development Bank of Singapore 2 branches FINO Payments Bank 2 branches HSBC Bank 2 branches Jammu and Kashmir Bank Limited 2 branches Bank of Baharain and Kuwait Bsc 1 branches CITI Bank 1 branches DOHA Bank Q.p.s.c 1 branches

Frequently Asked Questions

What is an IFSC Code and how do I read its 11 characters?

An Indian Financial System Code (IFSC) is an 11-character alphanumeric identifier assigned by the Reserve Bank of India (RBI). Characters 1–4 denote the bank, the 5th character is always 0, and characters 6–11 identify the exact bank branch.

What is a 9-digit MICR Code on an Indian bank cheque?

Magnetic Ink Character Recognition (MICR) is a 9-digit code printed at the bottom of bank cheques for high-speed automated clearing: digits 1–3 denote the city PIN prefix, digits 4–6 identify the bank, and digits 7–9 identify the branch.

Where is this IFSC directory data sourced from and how often is it updated?

The branch directory (184,000 active branches across 621 banks) is synchronized directly from the official RBI NEFT/IFSC bank releases (bs_viewcontent.aspx?Id=2009) automatically once every month and enriched with MICR clearing data.

When do I need IFSC vs MICR code?

You need the 11-character IFSC code for electronic fund transfers via NEFT, RTGS, and IMPS. You need the 9-digit MICR code for cheque clearing and certain NACH/ECS paper-based financial mandates.