Bank IFSC & MICR Codes in Punjab

Browse RBI-verified IFSC and MICR codes for all 49 banks operating across districts and cities in Punjab.

Try: SBIN0000001 HDFC0000001 ICIC0000001 SBI All India

Banks Operating in Punjab (49 Banks)

Punjab National Bank 1,228 branches State Bank of India 996 branches Punjab and Sind Bank 662 branches HDFC Bank 636 branches Axis Bank 468 branches ICICI Bank 341 branches Canara Bank 328 branches Union Bank of India 274 branches Bank of Baroda 227 branches Indian Bank 213 branches Bank of India 181 branches UCO Bank 181 branches Capital Small Finance Bank Limited 177 branches Indusind Bank 163 branches Central Bank of India 146 branches Kotak Mahindra Bank Limited 141 branches Indian Overseas Bank 116 branches YES Bank 107 branches IDBI Bank 89 branches Bank of Maharashtra 73 branches AU Small Finance Bank Limited 53 branches Federal Bank 43 branches Bandhan Bank Limited 39 branches IDFC First Bank 37 branches Equitas Small Finance Bank Limited 33 branches Jammu and Kashmir Bank Limited 23 branches Punjab State Co-Operative Bank 21 branches DCB Bank Limited 20 branches RBL Bank Limited 20 branches Jana Small Finance Bank Ltd. 19 branches Ujjivan Small Finance Bank 19 branches Citizens Urban Co-Operative Bank 14 branches CSB Bank Limited 12 branches Utkarsh Small Finance Bank 11 branches Unity Small Finance Bank Limited 9 branches City Union Bank Limited 8 branches Karnataka Bank Limited 8 branches Karur Vysya Bank 6 branches South Indian Bank 5 branches Standard Chartered Bank 3 branches DBS Bank India Limited 2 branches Dhanalakshmi Bank 2 branches Deutsche Bank 1 branches Development Bank of Singapore 1 branches Esaf Small Finance Bank Limited 1 branches FINO Payments Bank 1 branches HSBC Bank 1 branches Saraswat Cooperative Bank Limited 1 branches Tamilnad Mercantile Bank Limited 1 branches

Frequently Asked Questions

What is an IFSC Code and how do I read its 11 characters?

An Indian Financial System Code (IFSC) is an 11-character alphanumeric identifier assigned by the Reserve Bank of India (RBI). Characters 1–4 denote the bank, the 5th character is always 0, and characters 6–11 identify the exact bank branch.

What is a 9-digit MICR Code on an Indian bank cheque?

Magnetic Ink Character Recognition (MICR) is a 9-digit code printed at the bottom of bank cheques for high-speed automated clearing: digits 1–3 denote the city PIN prefix, digits 4–6 identify the bank, and digits 7–9 identify the branch.

Where is this IFSC directory data sourced from and how often is it updated?

The branch directory (184,000 active branches across 621 banks) is synchronized directly from the official RBI NEFT/IFSC bank releases (bs_viewcontent.aspx?Id=2009) automatically once every month and enriched with MICR clearing data.

When do I need IFSC vs MICR code?

You need the 11-character IFSC code for electronic fund transfers via NEFT, RTGS, and IMPS. You need the 9-digit MICR code for cheque clearing and certain NACH/ECS paper-based financial mandates.